Small businesses facing financial crunch as banks become wary of lending

Posted: January 29, 2020 at 10:06 am | Author: Manish Marwah

Present status of NBFC in India

Small businesses are facing financial crunch as banks and non-banking financial companies are becoming wary of lending to them amid slowing consumption, weak economy and likelihood of rising bad loans. According to a data released by the Reserve Bank of India (RBI), gross loans extended to the medium, small and micro enterprises (MSME) fell 3.43% […]


India’s growth recovery unlikely without kicking Consumption

Posted: December 23, 2019 at 7:43 am | Author: Manish Marwah

India’s slowdown story is dependent on consumption

India’s slowdown story is for real and the worst part is that it has still not bottomed-out and could take another couple of quarters. Even the recovery would take a year as is being widely said by many economists. Much of it can be attributed to the falling consumption across the spectrum, be it private […]


Without structural reforms back home, India to remain on back foot in RCEP like negotiations

Posted: December 6, 2019 at 11:49 am | Author: Manish Marwah

Regional Comprehensive Economic Partnership status of India

India walked out of the recently concluded Regional Comprehensive Economic Partnership (RCEP) citing unfavourable terms that would harm the domestic industries. While its concerns cannot be wished-away, especially at a time when the economy is in a perilous state and small business are already in the red, the country itself needs to do better by […]


Telecom companies on course correction with tariff hike

Posted: at 11:17 am | Author: Manish Marwah

BSNL, IDEA, JIO, Airtel and their current status in India

The Indian telecom companies are on a course correction as they finally decide to raise tariffs. It was Vodafone-Idea which first decided to bite the bullet and announced that the joint venture company would raise tariffs on its mobile services from the first week of December. It was followed by Bharti Airtel and later market […]


Connecting dots – Structural reforms, taxation, market disruptions and economic slowdown in India

Posted: August 8, 2019 at 9:19 am | Author: Manish Marwah

Economic crisis in India needs focus and disruption

Auto sales data of last few quarters and latest results of many consumer companies suggest that consumption growth is slowing down in India. With private investment growth not picking up for long, the burden of growth is now on government spending and exports. With government capital expenditure set to contract marginally in FY20 and slowdown […]


Will New India Budget Make It Easy for BJP in 2019?

Posted: April 6, 2018 at 6:55 am | Author: Manish Marwah

Much will depend on implementation Will the Budget 2018-19 be able to help Prime Minister Narendra Modi get another term at the Centre. Well, it can. Yet, how easy or hard it will be? Unlike previous governments, the latest budget has shunned populism, which, though wise, is not always appreciated by a section of the […]


The FRDI Bill and its Impact on Deposits

Posted: February 26, 2018 at 10:40 am | Author: Manish Marwah

Banking Bill in India

Banks are a proxy for the country’s $2.3 trillion economy, yet India doesn’t have a mechanism to deal with the failure of a financial institution. The global best practice suggests that the country should have one and the Financial Resolution and Deposit Insurance (FDRI) Bill, 2017 proposes to fill this void. However, there is widespread […]


Reliance Jio effect ebbing, but industry not out of the woods

Posted: December 27, 2017 at 10:37 am | Author: Manish Marwah

Manish Marwah on Jio and internet war

  After severely denting the revenues and businesses of many telecom companies, the disruption caused by new player Reliance Jio since September last year was ebbing. But its aggressive launch by offering freebies in the initial months has spurred consolidation of private telecom firms broadly into three main groups: Airtel, Vodafone and Reliance Jio. It […]


The Start-up ecosystem in India

Posted: December 15, 2017 at 8:56 am | Author: Manish Marwah

Start up culture in India

In India, small entrepreneurs create more jobs, which is evident from the fact that only 1.37% of a total of 5.85 crore establishments employed 10 or more workers. However, most of the start-ups fail to survive more than two years due to various disadvantages, including lack of hand-holding, knowledge and funding support. Yet, a few […]


Economic Slowdown: Over Pessimism Clouds Reality

Posted: December 1, 2017 at 8:49 am | Author: Manish Marwah

Manish Marwah on economic slowdown in India

Most of the agencies have lowered their forecasts for India’s gross domestic product (GDP) growth in 2017-18. The main reasons cited for the above include demonetisation impact on both demand and supply, goods and service tax (GST) introduction affecting the smaller firms on the supply side, subdued private investment in the economy, the slowdown in […]